Term Life Insurance
Phoenix Term Life Insurance is the right choice when you're looking for temporary coverage to fit your current family or business needs. These plans can last from 5 to 30 years and generally provide the highest coverage for your insurance dollar. What's more, several of the plans are renewable or convertible to permanent forms of coverage that lock in your original health rating approval, which will make your future premiums less.

Fixed Premium Whole Life*

Fixed Premium Whole Life is a permanent policy with two important benefits:

• Constant level of protection and constant premiums until age 100
• Built-in cash value, guaranteed to increase at 4 ½ percent yearly for the life of the policy.

Phoenix Premier Whole Life*

Phoenix Premier Whole Life is a great solution for:

• Young adults just beginning an insurance program
• Families needing protection while saving for the future
• Professionals who require a lot of short-term insurance coverage

Phoenix Juvenile Premier Whole Life*

Why buy Life insurance for your child? The earlier you begin, the lower the costs and the longer the policy has to accumulate cash value. You're also protecting the child in case health or other factors become a barrier in qualifying for Life insurance in the future. You can purchase Farmers Juvenile Premier Whole Life for children from 15 days to age seventeen - all for a few dollars a month. So, give your child or grandchild all the benefits, possible excess credits (see above), riders and options of Premier Whole Life.
Our GIB option on juvenile policies also lets you purchase additional insurance at various life stages. This benefit allows the insured to buy more whole life insurance at ages 25, 28, 31, 37 and 40 and when major life events occur.
If you're purchasing Juvenile Premier Whole Life for a child you love, you can also purchase a special rider that waives premiums in case of your death or disability. Farmers Juvenile Premier Whole Life is a great way to get your children's or grandchildren's insurance planning started right.